Insuring mods - Breaks

[BenG]

Ive just ordered the following mods

Brembo max grooved disks.
Mintex 1155 front and rear pads.
goodridge stainless steel braided break lines.
Some dot 4.1 break fluid when i get round to it.


Wont be tellin them about the second one.
Has anyone with similar mods informed their insurance company, im unsure whether or not to insure them.
im with greenlight so its not an issue insuring them.
Thanks.

 

[hoolio]

If you're with Greenlight you'd be daft not to, it won't be an issue but if you have an accident it will become a big one, these guys are not dumb.

 

[g40steve]

Why bother paying for insurance at all if your not going to declare the mods :shock:

Would rather Brembo HC's & Ferrodo DS2500 better Track/Road compromise.

1155 may be harsh.

 

[Streetfighter]

Just do it........my brakes are listed as modified.......everything you miss out is a risk, which may in the event of an accident potentially invalidate your policy!!

 

[Cue]

You're at risks by not declaring them, better to be safe than sorry.

what influenced you decision for going for the mintex pads??

 

[BenG]

Ye i cant see it costing much to insure break modifications either so i best insure them. (always best to be on the safe side)
I chose mintex 1155's because i read on here they were good for the road, and i got them for a good price. If there no good ill change them and then at least ill know what there like in practice and not someone telling me what there like.
if i tell them i have mintex race pads wont that invalidate my insurance seen as there not designed for road use.

 

[Cue]

just tell them mintex, wouldn't mention the 'race' pads bit - they're not actually a race bred pad. If they are then in my experience they'd last half a race. I had the 1188's though.

 

[BenG]

Ill get some Pagid Blue (RS4-2)'s next time. chose mintex coz i paid £70 for front and back pads. where as pagids are £160 for just the fronts.

 

[hoolio]

RS4-2's Brilliant



Even with my limited experience

 

[Matt X2C]

don't insurance companies just require the words 'aftermarket brakes'?

Both companies i've had to declare my trophy brakes too have just required this...i have never had to give specifics.....new disks, pads, lines and brake fluid just comes under aftermarket brakes.

is greenlight different then?

 

[Sam415]

Hoolio, I've got the Pagid blues too, do yours squeel a lot? Fantastic stopping power when warmed up a bit

 

[BenG]

So are the mintex 1155's no good then ? (they will only be used on the road)

Pagid RS4-2's will be the first choice when the mintex need replacing. Especially for track work.

 

[hoolio]

Hoolio, I've got the Pagid blues too, do yours squeel a lot? Fantastic stopping power when warmed up a bit

No noise at all so far but was warned they could start playing up. I've been suprised at how good they are from cold as well but then again i don't go 0-100 straight after jumping in the car.

 

[g40steve]

Feroddo DS2500's, i can recommended these as have done several track days with them.

Combined with Brembo HC discs & braided lines for £200 from Yozzasport defo good value

 

[Cue]

Either Ds2500 or Pagid's blues will do for road and track use.

I've had squeel from my pagid's but nothing overly noisey.

 

[vamos]

I have tried to declare modified brakes to my insurer (Swinton) and they informed me that they were not interested in a pad/disc change, would only care if I changed calipers. A bit odd, but there you go