Insurance

[hoolio]

This old nugget again.

What have been peoples quotes been like this year? Just got mine through and am pretty disappointed that it's gone up so much considering 9 years no claims, I'm an old fart, low miles, off street parking under cover in a safe area. Gone up about £50 to £388 with Greenlight.

 

[marrow]

All insurances have increased this year Jules. Sounds OK considering your raft of mods?

 

[hoolio]

All insurances have increased this year Jules. Sounds OK considering your raft of mods?

Don't get me wrong, I didn't expect it to go down I just didn't expect it to go up by 15% considering I have over 20 years of claim and police attention free driving under my belt.

I was just interested in how much others have gone up by not how much the quote is.

 

[nby]

I am currently on £540 fully comp 3 years ncb at 23, renewal in March will £460 with 4 years ncb or nearer £600 for 4 years protected ncb which might be worth me paying the extra #-o

 

[hoolio]

Once you get to about 4 yrs ncb it does start to make sense protecting it even though it's more expensive, imo.

 

[BenG]

I will have 4 years no claims in about 3 weeks (touch wood).

 

[PB.283]

I'm hoping for a premium around 600!

When I changed to the trophy from my 225f1 I was told my premium was 410, that was with 5years no claims an no claims and 3 points!

This year it will be 3 years no claims and a total loss theft claim!

 

[hoolio]

Sounds OK considering your raft of mods?

Just did a go compare type thingy without declaring mods but with a lower excess, 223 pounds. So that's £165 for Mods that have arguably made the car safer and even if I crashed I would be unlikely to get reimbersed for as coverage is now "at market value"

 

[marrow]

Sounds OK considering your raft of mods?

Just did a go compare type thingy without declaring mods but with a lower excess, 223 pounds. So that's £165 for Mods that have arguably made the car safer and even if I crashed I would be unlikely to get reimbersed for as coverage is now "at market value"

:lol: please remind me which of your mods make the car safer (brakes excluded)......

 

[hoolio]

Sounds OK considering your raft of mods?

Just did a go compare type thingy without declaring mods but with a lower excess, 223 pounds. So that's £165 for Mods that have arguably made the car safer and even if I crashed I would be unlikely to get reimbersed for as coverage is now "at market value"

:lol: please remind me which of your mods make the car safer (brakes excluded)......

Well actually that's it and I did say "arguably" and you could argue that none of the rest actually make it go (much) faster.

 

[stonemyster]

£305 for fully comp protected policy and courtesy car for whole time car is off road with Aviva! I am 34 though and living in Cornwall!

 

[Cue]

safer doesn't just mean braking - being able to accelerate out of trouble and better handling also = safer. It's down to the skilled use of power.

 

[marrow]

safer doesn't just mean braking - being able to accelerate out of trouble and better handling also = safer. It's down to the skilled use of power.

Cue - I guess your insurance must be very cheap then :lol:

 

[Cue]

you'd think... still £400 aint bad...

 

[hoolio]

safer doesn't just mean braking - being able to accelerate out of trouble and better handling also = safer. It's down to the skilled use of power.

Clearly they should be paying me then :wink: But yes I agree with that.

I've done some digging and have had some good quotes which I'll post up when I'm sorted.

 

[BenG]

Speak of the Devil. Ive just got my insurance quote through today from Greenlight, £760, I ws paying £870 last year. But apparently I now have 5 years no claims ?! I only had 3 last year, must have cocked up, better phone them and no doubt it will creep back up.

 

[hoolio]

See this is what I mean, young whipper snapper like Ben and although is may be twice as much as mine, goes down and I with a longer record goes up, doesn't really make any sense.

Anyway Chris Knott matched Greenlight's £388 and knocked of 10% so it came down to £349.
Another broker called Sky quoted a pretty knockout £276 although that is with a 20% discount through RTOC, but it's more than paid for membership now. Not sure what I'll be doing yet but at least i have some numbers to beat Greenlight with.

 

[Jonc]

I've just renewed mine. My renewal with Aviva came to £333. A bit disappointed since it cost £270 last year with them. Used confused.com to get some quotes. Went with Admiral for £251 with £350 excess. Result!

 

[wlshyd182]

£650 for me last year with Privilege, gone up to a little over £720 this year with same company.

Stuck with 'em though because other quotes were coming out at over £900. 24, 6rs NCB, 5pts SP60 (due to come off in March thank god), parked on driveway WA16

 

[g40steve]

I found a new company local to me who specialise in track focused premiums.
I used to be with greenlight, £387 + £50 for every trackday i wanted to do.
New company £418 including 4 trackdays included
So in reality i'm paying £218 for my road cover =D>

Only got £250 excess as well :wink: