Accident advice



Joined
Jul 27, 2006
Messages
5,671
Reaction score
289
Location
OXFORD
Bit of advice please if anyone has any experience. I got rear ended in the BMW 1 the other day. It actually doesn't look that bad, beaten up rear bumper and lip of the hatch is a little scratched and bent slightly, the Golf that hit me was ruined so suspected I might have got off too lightly and my first chance to have a good look bears that out. Crunched exhaust box behind the bumper which has pushed and bulged the battery compartment in the boot and also put an inch long crease in the bottom :)
So here is the question Does it matter which insurance company I use? Mine (Aviva for the BMW) or there's (AA) They have admitted and accepted full liability and were fairly forceful that I go with them. Any advantage either way guys?

BTW, BMW series 1 118D 2016 probably worth about £10k
 
Joined
Feb 18, 2013
Messages
2,385
Reaction score
164
Location
Nr Stratford on Avon
Repairs should be going through his, and you would be better off dealing directly with his, but you still need to notify yours that you have been hit
 

Cue

Joined
May 18, 2006
Messages
6,346
Reaction score
43
Location
Republico Yorkshire
You don't have to notify your by law and I'd tread carefully if you do as they will put it against your driving record (even if they say they won't - it'll be listed there for record purposes and could affect future premiums).

Also, take ownership of the process of repair - I'd select your own body repairer as insurance apporved repairers are generally run to tight budgets and cut corners to try to earn what little they can.
 
Joined
Feb 18, 2013
Messages
2,385
Reaction score
164
Location
Nr Stratford on Avon
You don't have to notify your by law and I'd tread carefully if you do as they will put it against your driving record (even if they say they won't - it'll be listed there for record purposes and could affect future premiums).

Also, take ownership of the process of repair - I'd select your own body repairer as insurance apporved repairers are generally run to tight budgets and cut corners to try to earn what little they can.
Might not be law, but try reading your insurance policy, they have the right to cancel if you do not notify
 


Top