Not a horror story this time. Now that I'm 29 I don't have to worry about the cost of insurance anymore. But my renewal has just came up. I have five years no claims bonus, living in hemel hempstead, 8000 miles per year. I'm currently with Privilege. Their renewal was £523 protected. But I decided as its the credit crunch and ditch the protection. So I got a quote from Greenlight - £432.70 unprotected. But would be £475 protected, so still cheaper like for like. Plus they are mod friendly, optional trackday insurance, etc... Very recommended. Woo hoo :lol: