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Thanks - good advice. I've been with Admiral for my 3 years so far and thankfully haven't had any reason to get in touch with them. I suppose if I drive the Trophy gently... (Is that possible in a trophy!??)

Hi there! I'm hopefully hopping into a 182 trophy in the near future, currently 20y/o and will just have reached 3 years NCB by the time I have a car. I've had a look on comparison sites for insurers and the quotes from the likes of Admiral seem to be £540 at the moment, but they can change by...